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When Is a Roof Home Warranty Worth Purchasing?

home warranty

Your home should be a place where you feel safe and comfortable. Your roof plays an integral role in this.

A well-built, well-maintained roof protects you and your house from the elements, from pests, and from intruders. You depend on your roof to last for years to come.

Still, eventually, it will start to wear out. Shingles may crack or fall off. You may see holes, leading to leaks. It could become weak and be susceptible to severe damage.

Roof repairs can be pricey, depending on the issue you need to solve.

Starting from scratch and replacing the roof can be even more financially taxing. If you want to avoid the high costs, consider buying a home warranty for your Houston house.

In addition to covering your household appliances and systems, it protects the roof as well. You can spare yourself a lot of stress and burden on your budget with a warranty.

How It Works

Roof damage is not uncommon, especially as it ages. Severe weather and other emergency-level events can harm the roof. Your homeowner’s insurance will cover the latter.

For example, if heavy winds knock a tress over on the roof, you can file an insurance claim. If a severe hailstorm inflicts damage on the roof, your insurance company should also come through for you.

A home warranty takes care of repairs or replacement needs if the roof starts to fall apart due to normal wear and tear.

Your plan will state that when you pay a monthly or annual fee, a repair company will repair or replace the roof at no additional cost other than a service call fee.

This will include parts and labor costs. A warranty usually costs around $500 annually. It lasts only a year, though, so renew it when it expires.

Typical Roof Repair Needs

It’s important to understand how a roof’s age can catch up with it. Eventually, it will wear down and lose its effectiveness.

Shingle repair is perhaps the most common issue. Years of rain falling upon the roof, snow sitting on it, the wind blowing, and the heat beating down can warp shingles.

These factors can also make them become brittle or start to curl. As time goes on, the shingles may fall off, exposing your roof further to the elements.

The roof decking can start to rot as well, which can make your home vulnerable to water damage.

Problems with the drip edge and flashing are also possibilities. Fascia damage and worn-out rain gutters can also affect the quality of the roof.

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Repair Costs

If you’re not the handy type, you’ll want to hire a skilled professional to investigate these issues and make the necessary corrections.

Roof repairs can range significantly depending on the materials you have and what the problem is. Homeowners can expect to pay around $1,000 to fix a roof, though these figures can be less or much more.

If you have a simple roof leak, you may only need to replace shingles or the flashing. This can be less than $100.

However, fixing the fascia can be a couple of thousand dollars. If your roof is made of metal or slate, plan on spending more than a roof with asphalt or composite shingles.

Replacement Costs

If your roof has extensive damage and repairs won’t be enough to get it in good working order, you may need to install a new one.

You’ll need a bigger budget for this. Between purchasing materials and accounting for labor costs, you could be out around $5,000 for a new roof.

If your roof is large and uses a more expensive material, your costs could be as high as $10,000 or more.

Evaluate Your Situation

It is much more to fix or repair a roof than what you would pay for a home warranty. In this simple comparison, it is an easy decision to get a warranty for the roof.

However, if your roof is only a few years old, it may not be time to make this purchase.

Bear in mind that most roofs should last up to 30 years, while some can last for 50 years or more.

If your roof is approaching the end of its life, getting a warranty is a good investment.

If it’s only a few years old, there’s little reason to think that it will encounter any wear and tear problems.

Consider your roof’s age and current condition. You can then make a decision that you can feel good about.

As you see how expensive roof repairs and installations are, it may cause you some stress.

The good news is that with a home warranty, you wouldn’t have to pay these steep bills. For older roofs, it’s a wise idea to protect your finances by getting a warranty.

Research your options today, so you can get started.

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