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Is Owner Financing A Good Idea In Houston – 832-535-2034

Man holding keys for owner financing in Houston

Have you ever thought about selling your home and your not sure what all your options are?

There is a little known secret that not many homeowners are taking advantage of.

Its called “seller financing” (also called “owner financing”). Owner financing is a little-known but very effective way to sell your house.

Maybe you’re wondering, is owner financing a good idea in Houston? That’s a good question and we’ll cover all you need to know to get started in owner financing.

How Owner Financing Works

In the traditional home-selling transaction, the buyer goes to the bank to get a loan for a home. Then the buyer usually does a 20% down payment to secure the home.

The remainder of the loan is paid through mortgage payments until the borrowed amount is paid in full.

This is the traditional way of buying and selling that most people are familiar with.

But there’s another really cool way to sell your house that you might not be aware of, and it involves owner financing.

Owner financing is very similar to the traditional way of buying and selling a home.

The really cool part is that you replace the bank while earning passive income in the process.

The buyer pays a down payment to the seller and then makes regular payments (just like mortgage payments) to the seller until the house is paid in full.

After the mortgage has been paid in full, the buyer assumes ownership of the home.

Do you want to know how you can tap into this little known secret of selling your home without a realtor? Read the 5 step guide to owner financing in Houston

Sellers Are Wondering, Is Owner Financing A Good Idea For The Seller In Houston

Many sellers do find owner financing to be a great idea.

  • They like that they have a larger group of potential buyers to sell to (including those who might not qualify for traditional bank financing) having a low credit score.
  • Getting monthly cash flow from financing payments including a large down payment.
  • You continue to own the house and are protected, should the seller stop paying
  • No property management and you don’t have to pay for repairs like having a tenant

What’s not to love? You get ongoing cash flow and protection, and you’re still able to sell your house.

Owner financing is a really great strategy that’s underutilized by homeowners.

Whether this is your primary residence that you’re looking to sell, or you’re a landlord who is ready to start selling some of your rental property, owner financing might be a great option for you.

If you’d prefer to spread out payments or to have more buyers trying to buy your house, owner financing might be a great option for you. If you’re serious about selling your house and want to explore all of your options, take a closer look at owner financing.


Owner financing isn’t for everyone but it’s a strategy to earn passive income that many people aren’t taking advantage of.

If you want to know whether owner financing is a good strategy for you check out this article.


With that said, owner financing is not for everyone. If you want to talk to one of our team about how owner financing might work for you, and what some of your other options are, call our team right now at 832-535-2034 or click here to fill out the form and we’ll get back to you ASAP

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